Eligibility Criteria and Rate

Eligibility Criteria for a Quick Loan Approval from Crédit Yamaska


Crédit Yamaska offers flexible eligibility criteria. Our goal is to accept the largest number of loan applications in order to help you with your financial problems.

Critères d’admission :
Be 18 years old and older;
Have a steady job with 4 months of experience;
Be paid by direct deposit;
Work in the province of Quebec;
Not be self-employed person;
Not be under an undischarged bankruptcy or an unsatisfied consumer proposal or about to be.
Documents requis :
Bank statement of the last 4 weeks;
Last pay stub;
A copy of an identity card with picture: driving license, health insurance card or passport;
A void cheque or a debit authorization form from your financial institution;
Application form duly completed.
Our interest rate

By contracting a loan with Crédit Yamaska, you agree to repay the following amounts:

The net capital
Annual Interest Rate (APR)

Crédit Yamaska offers personal loans at rates ranging from 15.47% to 32% annually, depending on the client's record. Other amounts may be added to the borrowed capital. This amount will be remitted, in whole or in part, to an agent or an independent broker used by the client.

Loans can be reimbursed within 3 months.

Refund example for a $500 loan: 12 payments of $62.50, for a total of $750.

This example is for information purposes only, and may vary according to the agreement signed with a broker, agent or one of our representatives.

    For a bounced payment, an administration fee of $40.00 will be added.
    For a postponed payment, an administration fee of $25.00 will be added.
    In the event of non-payment, the file is transferred to the recovery department.
    Monthly payments may vary depending on the lending institution, the loan amount and loan length.

Recovery department
    The recovery department will contact you in the event of non-payment, to make a payment arrangement.
    Any legal expenses incurred to recover the debt will be added to the borrower’s expenses.

If you use the short-term loan for a financial emergency, that may be a good solution for you. However, we recommend you meet with your financial institution, since their interest rates are lower. Please be responsible.

Annual interest rate (APR)

Crédit Yamaska offers personal loans at rates ranging from 15.47% to 32% annually. A lump sum, varying according to the client's file, may add to the borrowed capital. This amount may be transferred, in whole or in part, to an agent, agent or independent broker used by the client

Loans can be repaid over a period of 3 months

Sample repayment for a $ 500 loan: 12 payments of $ 62.50, for a total of $ 750.

This example is for illustrative purposes only and may vary depending on the agreement signed.

SMS Agents Dealers
//]]>