The best way to obtain a microcredit

Credit Yamaska seeks best chance of approval in minutes Start your application now

Crédit Yamaska is the most efficient way to get a microloan. Thanks to our advanced credit algorithms, we work to get you the loan you need.

Using instant bank verification enhances security and speeds up processing. This allows you to access your funds more quickly and with confidence. The approval process takes just a few minutes during our business hours.

Start your loan request here

Fast process

Take advantage of one of the fastest approval processes in the industry to get your microloan. Receive your funds quickly and with no hassle.

Bank verification

Instant bank verification (IBV) lets you speed up the approval process. This process is fully secure.

Online account

Enjoy 24/7 access to your online account to make withdrawals up to your approved credit. No renewal is required.

The microcredit solution#1 in Canada

Better
Bigger
Faster

Our vision

Make microcredit more accessible by making it faster, simpler and more efficient for as many people as possible.

Our mission

Making alternative credit more accessible

Ordinateur portable affichant une page web avec un homme souriant à gauche et un titre sur le microcrédit à droite

The best microcredit solution

We have made microcredit accessible for more than 18 years. We believe as many people as possible should have access to financing when they need it!

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Invest in our solution

The ultimate microcredit solution

Get your loan faster and with less hassle

votre prêt Ai

“An efficient solution for obtaining a microloan quickly!”

~ Steve Desjardins

A simple and efficient process

  • Complete an application

    A simple application process requiring minimal information, with a virtual bank verification to streamline the procedure

  • Fast processing

    Our advanced analysis system assesses your best chances of securing a loan

  • Instant bank verification

    Instant bank verification enhances security and speeds up application processing. This process works similarly to an Interac transfer, using your login credentials, and is fully secure. It allows us to complete approvals in just a few minutes.

  • Receive your funds

    Receive your funds directly into your account. You will have access to a line of credit and can withdraw additional amounts without submitting a new application.

Loan simulator

Annual Percentage Rate (APR)

Crédit Yamaska offers personal lines of credit with variable rates ranging from 15.47% to 32.00% per year. A flat fee, which varies depending on the client’s file, may be added to the borrowed principal. This fee may be paid, in whole or in part, to an agent, representative or independent broker used by the client.

Our lines of credit are repaid according to your pay schedule and can be repaid over a period of 3 months. Your available balance is accessible 24/7 for withdrawals through your client portal.

Repayment example for a $500 line of credit: 12 payments of $62.50, for a total of $750.

This example is for illustrative purposes only and may vary depending on the agreement signed with a broker, agent or one of our representatives.

What our clients say about our service

Our priority is to get you approved for a loan. Our approval rate is among the highest.

Thanks to Crédit Yamaska, I was able to buy my winter tires without any hassle. Fast, easy, and truly efficient service!

    Charles B.

    Client

    Crédit Yamaska helped me finance the replacement of my faulty hot water tank. A quick, stress-free solution!

      Paul M.

      client

      Crédit Yamaska offers ultra-fast service. I received my loan in no time and am very satisfied!

        Lisa B.

        Entrepreneur